Residential Sales
JKG Real Estate Services, LLC is here to help no matter what stage of the process you are in. Buying or selling a home can be a stressful time. Our licensed agents are here to help make the process as smooth as possible. We are here to answer any questions you may have about residential real estate and assist in anyway we can.
We understand that having a caring and knowledgeable real estate agent can really ease the apprehension of a real estate transaction. We will put your wants and needs first! We will help you through the transaction while you continue to comfortably live your life without the stress of managing your real estate deal.
We understand that having a caring and knowledgeable real estate agent can really ease the apprehension of a real estate transaction. We will put your wants and needs first! We will help you through the transaction while you continue to comfortably live your life without the stress of managing your real estate deal.
Buying a home
Selecting a good agent is an important step in the process. You will spend the next few months working with the agent to buy a home. Agents are required by real estate license law to have you sign a consumer notice at the initial meeting. The consumer notice is not a contract! It outlines the duties and responsibilities that an agent has to the consumer.
Getting pre-approved is a very important step in the process! The pre-approval allows you to know your max budget when buying a home. It gives you and your agent a starting point on the search. You have the right to choose the lender that you want! A real estate agent cannot force you to deal with a specific lender. Do not be afraid to stay under your max budget! You can ask your lender or real estate agent to provide a cost sheet to get a feel for your monthly payment at a specific purchase price.
Did you know that you can buy a home with less than 20% down? Did you know that you can put less than 20% down and finance repairs into the loans? Many loans that allow you to put less than 20% down come with mortgage insurance. The mortgage insurance makes your monthly payment slightly more expensive, but may allow you to fulfill your American dream much sooner! Mortgage insurance protects the lender in case of a default on the loan. It does not protect the consumer. Below is a list of a few loan options!
Getting pre-approved is a very important step in the process! The pre-approval allows you to know your max budget when buying a home. It gives you and your agent a starting point on the search. You have the right to choose the lender that you want! A real estate agent cannot force you to deal with a specific lender. Do not be afraid to stay under your max budget! You can ask your lender or real estate agent to provide a cost sheet to get a feel for your monthly payment at a specific purchase price.
Did you know that you can buy a home with less than 20% down? Did you know that you can put less than 20% down and finance repairs into the loans? Many loans that allow you to put less than 20% down come with mortgage insurance. The mortgage insurance makes your monthly payment slightly more expensive, but may allow you to fulfill your American dream much sooner! Mortgage insurance protects the lender in case of a default on the loan. It does not protect the consumer. Below is a list of a few loan options!
- Fixed Rate mortgage lock in a specific interest rate for typically 15 or 30 years.
- There are 20%, 10%, 5%, and even 3% down conventional loans!
- Adjustable Rate mortgage (ARMs) have interest rates that can vary over time based on the prime interest rate
- FHA loan allows the borrower to put 3.5% down
- FHA 203(K) rehab loan allows the borrower to finance up to $35,000 of repairs into the loan
- VA loans allow up to 100% financing for veterans
- USDA loans allow low to moderate income families to buy homes in rural areas up to 100% financed
- There are 20%, 10%, 5%, and even 3% down conventional loans!
- Adjustable Rate mortgage (ARMs) have interest rates that can vary over time based on the prime interest rate
- FHA loan allows the borrower to put 3.5% down
- FHA 203(K) rehab loan allows the borrower to finance up to $35,000 of repairs into the loan
- VA loans allow up to 100% financing for veterans
- USDA loans allow low to moderate income families to buy homes in rural areas up to 100% financed